Thursday, March 21, 2013

Lap Band Procedure Cost and Insurance Policy Coverage

By Kate Jones


A lot of us have a problem with extra weight. Some struggle a lot more than others. If you are wanting to shed pounds, then a change in the way you eat, together with getting in some light exercise in some cases might do the trick.

However, if you are a great deal overweight, and have tried in every way to lose weight, but have always been unsuccessful, you might need to consider a weight loss procedure. There are actually some different forms of bariatric surgery but one of the very most well known methods these days is by using the insertion of a lap band. Of course the question many of us have is exactly how much will a lap band procedure cost.

Since this surgery is somewhat new, the cost will be anywhere from about $12,000-$25,000 depending on what part of the country you live in. However, there are some ways to reduce the lap band procedure cost.

In some instances the lap band procedure cost might not be paid by your insurance because it is regarded as being an elective procedure, but most insurance agencies will cover a significant part of the expense. As an example, if an individual on Medicaid or Medicare would fulfill the National Institute of Health's criteria of a BMI more than 40 (or possibly a BMI of at least 35 combined with health problems which can be life threatening resulting from obesity), the insurer could possibly pay up to 80% of your costs. Many insurance agencies take this criteria in to consideration for eligibility of this surgical treatment.

Not only will this weight loss procedure save your life, it will save you money also. In a research project executed by the University of California, people after their lap band procedure realized an impressive $15,000 yearly in savings. With the money normally allocated to food, medication, diet programs and medical co-pays, this procedure has the ability to end up paying for itself in as little as one year.

When people find themselves extremely overweight, the ramifications of that weight on their quality of life or their lifespan can be disastrous. That is why it is so important to try everything possible to lose weight and to be healthier. However, if all those attempts become fruitless, then it may be time to consider something such as a lap band procedure. After addressing this issue with your physician, and discussing the lap band procedure cost, you may find that this is your best possible option.




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